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OUR PRIVACY POLICY
Because we value your
patronage, we want to address any privacy concerns you may have. To that
end, we have set forth our privacy policy for handling the information you
share with us online. We want your decision to do business with us to be an
informed one.
1. Collecting Information
When you visit our Website, we may collect information about you that you
voluntarily choose to share with us. This identification information may
include, but is not limited to, your name, your physical address, your
e-mail address, your telephone and fax numbers, details of your real estate
and lending needs and preferences, and other details of your life.
What may be less obvious to you is that, when you visit our Website, we may
collect data involving your usage through the use of 'cookies" (i.e. small
text files placed on your computer by a Website), Web server logs, and other
Web tools. This technology allows us to customize your online experience, as
well as track your Internet use. The tracking data we collect may include,
but is not limited to, the date and time you visit, the time you spend, the
Web pages you view, the other Websites you visit, your search queries, and
basic information about your computer, such as your Internet Protocol ('IP")
address, your domain name, your browser type, and the name of your Internet
service provider. You may deactivate cookies if you do not want your
browsing to be tracked, but doing so may hinder your online experience.
When visiting our Website, you may be directed, through hyperlinks, to other
Websites that are beyond our control. Furthermore, when you are visiting our
Website, other companies, such as third party advertisers and sponsors, may
be gathering information about you. This Privacy Policy does not cover the
collection of information by those other companies and Websites. Although we
encourage third parties to provide their own privacy policies, we are not
responsible for their activities, such as how they handle the information
they collect online.
2. Using Information Collected
We primarily use the identification information you voluntarily share with
us to customize your online experience and to do what you have asked of us.
We also use your identification information to tell you about our products
and services, but you may instruct us not to send communications to you by
following the procedure indicated below under 'Contacting Us." On occasion,
we use your identification information to validate your identity. As for
usage tracking data, we primarily use that information to operate and
improve our Website, and to further our marketing efforts.
As a general rule, we do not share your information with unaffiliated third
parties. We may, however, share your information with our own personnel and
our service providers to the extent necessary to fulfill your requests. We
may also share your information with our affiliates, but we will not share
it with unaffiliated third parties for direct marketing purposes. We reserve
the right to disclose your information under limited circumstances, such as
to cooperate with law enforcement or judicial authorities as required by law
or legal process, to protect our own legal rights, or to protect the public
good.
Whenever you are online, you run the risk that the information you give out
will fall into the wrong hands. Although we implement and maintain
reasonable security procedures and practices to safeguard your privacy, we
cannot guarantee the security of any information you provide to us. We
accept no responsibility or liability for the activities of third parties.
3. Updating Information
If you would like to review the information about you that we have collected
through our Website, or to change that information, you can make that
request by following the procedure indicated below under 'Contacting Us." We
may require that you verify your identity before we process your request.
4. Updating Our Privacy Policy
We may, from time to time, change our Privacy Policy. We will notify you of
any changes by posting our updated Privacy Policy on our Website and
inserting a new 'Effective Date."
5. Contacting Us
If you would like to send us a request as indicated above, or if you have
any other questions or concerns regarding our Privacy Policy, you may
contact us by e-mail at mike@hbmike.com.
6. Effective Date
This Privacy Policy is effective as of 12/02/04.
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